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Winter Sports Travel Insurance

Make sure you’re covered doing the things you love! All the essentials of single or annual multi trip cover, plus specific winter sports extras.

Getaway Cover
Winter Sports Travel Insurance

Winter holidays your thing? Love the snowy mountains and winter sports adventures? This is the policy for you. Head off to the slopes knowing that cover is in place for the extra risks that come with going on winter destination holidays.

Winter sports can be covered for the duration of any booked single trips; and for a maximum of 35 days in total during the 12 month period of an annual multi trip policy. Anyone under the age of 76 (66 for worldwide travel) can be covered for winter sports activities.

Winter Sports Travel Insurance image

Cover Includes

  • Covid 19 cover as standard
  • Cancellation of your booked trip – immediate protection as soon as you buy a single trip policy or as soon as your annual multi trip policy starts.
  • Returning home early from your booked trip
  • Emergency medical expenses whilst abroad
  • Loss, theft of or damage to baggage items, money and passports
  • Travel delay and missed departure
  • Personal liability and legal expenses

In addition to the standard benefits covered by your single trip or annual multi trip policy, the winter sports extension includes cover for:

  • Emergency medical expenses for injuries sustained whilst participating in winter sports activities
  • Accidental loss, theft of or damaged to your own or hired winter sports equipment
  • Ski equipment hire if your own equipment is delayed on the outward journey or lost, stolen or damaged during the trip.
  • Loss or theft of your ski pass
  • Unused ski pack (ski school fees, equipment hire, lift passes) due to accident or illness
  • Piste closure and avalanche/landslide delays

Winter sports activities are defined as:
Big foot skiing, dry slope skiing, glacier skiing/walking, husky dog sledding (organised, non-competitive and with an experienced local driver), ice go karting* (within organisers guidelines), ice skating (rink), ski biking, ski boarding, langlauf, cross country skiing, mono skiing, Nordic skiing, skiing on-piste**, skiing off-piste with a guide**, sledging/tobogganing on snow, sleigh riding as a passenger (pulled by horse or reindeer)*, snow-boarding on-piste**, snow-boarding off-piste with a guide**, snowmobiling (skidoo)*, snow shoe walking, ski – touring, telemarking, winter walking (using crampons and ice picks only).

* Cover under the personal accident and personal liability sections is excluded when participating in these activities. ** A piste is a recognised and marked ski run within the resort boundaries

Cover Level Options

We care about the things that really matter so we offer four different cover levels giving you the choice of cover that’s right for your trip at a price that’s right for you – whether you’re focusing on your health needs, benefit limits, excesses or additional specialist activity covers like wintersports or cruise, we have a product for you.

Advanced Medical Screening

Our data rich medical screening tool means it’s simple for you to declare any pre-existing medical conditions and allows us to more accurately assess your risk profile – which means better cover at a better price.

Experts for over 30 years

Backed by a team with over 30 years’ experience in the travel insurance industry, we have developed our underwriting models to create products that are relevant for the needs of today’s travellers.

Bespoking our cover options and partnering with the best service providers means we can offer you a variety of products that are value for money, benefit rich and well serviced.

Our ultimate aim is to keep things quick and clear – and that includes making your purchase journey as easy as possible and your claims journey streamlined and simple.

Read more 'About Us' here

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